Insurance
Most Important Features of Home Insurance
Home insurance is in no way a luxury. In fact, most lenders will require you to take homeowners insurance for you to qualify for a mortgage or any home loan. Over the last few decades, […]
Year: 2019
Cut Your Bills
How living next door to a Premier League team could affect your finances
All over the UK, there are postcodes which are deemed to be more or less desirable than others. For die-hard football fans, the idea of living a stone’s throw from their club’s stadium might seem […]
Opinions
The online financial scams you might not spot
It’s not always easy to spot a financial scam, designed either to part you from your money or to steal your identity in order to get access to your finances. We might think that surely […]
Savings
A Guide to Venture Capital Schemes
Venture Capital Schemes encourages individuals to invest in start-ups or businesses in their early stages, and in return, investors can gain income tax relief when supporting these new companies. It can be quite challenging finding […]
Mortgage
Buying A First House: Choose Incentives Wisely
The previous decade’s housing crash and subsequent credit tightening had quite an influence on how mortgage lending operates. In the aftermath, lenders were required by the FCA to take the necessary steps to ensure future […]
Opinions
PCP the Next Big Alternative to Outright Vehicle Purchase?
There’s nothing quite like the feeling of stepping into a new car for the first time and hitting the road. Even if it’s not exactly ‘new’ in the traditional sense of the word, it’s new […]
Opinions
Will I pay less Tax as a limited company?
In the business world today, businesses need to be conscious and tactical about issues like taxation, because it could be the main reason why a company makes a profit, breaks even, or run at a […]
Investments
How to calculate rental yields on property investments
Buy-to-let investment is, fundamentally, all about yield. Capital gains may be nice, but, at the end of the day, it’s yield which pays an investor’s bills from one month to the next. The question then […]
Loans & Credit
UK Bank overdraft fees to undergo major shake-up
According to the Financial Conduct Authority, FCA, banks will no longer be able to charge fixed daily or monthly fees for overdrafts. As well as this, the fees for unplanned overdrafts will be the same […]
Mortgage
Changes to Retirement Interest Only Mortgages in 2019
Changes by the Financial Conduct Authority in 2018 has had an impact on the range of products available for clients aged over 55 years. Changes in regulation have resulted in more lenders offering more products […]