Business loan

If you're a business owner in need of a cash injection then a business loan can provide a helping hand for your business and help it fulfil its true potential. Whether its finance required for a start-up, expansion, commercial mortgage or to stabilise your business's cashflow, there are a variety of business loans out there no matter the purpose.

Small business loans in general tend to be between £1,000 and £25,000 for a period of between one and ten years. The main two types of business loan are a flexible business loan and those that are fixed. Flexible business loans offer a finance package tailored to your business and enable you to make either monthly or quarterly loan repayments with a variable interest rate charged. Fixed rate business loans have fixed monthly repayments and a fixed interest rate.

Lending to business has seen the major UK banks criticised by the government for not lending enough to small and medium-sized businesses (SME’s). Project Merlin was set up by the coalition government and one part of its remit is to ensure that banks lend to agreed amounts as set out by Project Merlin

	Derbyshire BS cuts personal loan rate to 5.1 per cent The Derbyshire Building Society has cut the rate on its personal loans between £7,500 and £10,000 to just 5.1 per cent taking it back to the top of the best-buy tables along with the Clydesdale.
	Clydesdale Bank cuts loan rates to leap to top of best-buys The Clydesdale and Yorkshire Bank has cut the rate on personal loans between £7,500 and £15,000 to 5.1 per cent beating the Tesco Bank deal to go to the top of the best-buys.
	Derbyshire BS cuts personal loan rate to 5.4 per cent The Derbyshire Building Society has cut the rate on its personal loan between £7,500 and £14,999 to 5.4 per cent matching the deal from Sainsbury’s Bank.
	M&S unveils best-buy personal loan rate at 5.5% Marks & Spencer has launched a new personal loan for applicants who want to borrow between £7,500 and £15,000 over a 1-5 year period at just 5.5 per cent.
	Sainsbury's Bank cuts personal loan rate to 5.4 per cent Sainsbury’s Bank has cut the rate n personal loans for Nectar card holders to just 5.4 per cent for people who borrow over a one to three-year term.