Britannia International

Finance articles

Fixed-rate vs instant-access savings: are you losing out?

With British savers losing an average of £551 million last year by not fixing the interest rate on their savings account, is it time for more people to consider the merits of moving away from instant-access products in favour of other options?

Are Brits saving enough?

With new figures from the Centre for Economics and Business Research (Cebr) revealing this month (January) that the UK's economy has already slipped back into a recession, financial matters are likely to be at the forefront of many consumers' minds.

Are more people turning to offshore savings as pension confidence dips?

A recent YouGov survey conducted in conjunction with National Savings and Investments (NS&I) revealed that less than one-third of respondents have confidence in pensions as the best savings vehicle for old age.

Will savings take a hit this Christmas?

With the festive season just around the corner, many people in the UK may be wondering just how they are going to afford to pay for all the food, gifts and other expenses that Christmas brings. There are several options for consumers to consider.

The effect of the interest rate decision on savers

At the beginning of October, the Bank of England's Monetary Policy Committee (MPC) decided to hold the base rate of interest at 0.5 per cent for the 32nd consecutive month, with concerns over the UK's economic recovery and high inflation driving the decision. So, what does this mean for savers?

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