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Annual multi-trip travel insurance from Voyager InsuranceIf you are a frequent traveller or are just planning more than one holiday over the next 12 months, you are likely to need an annual multi-trip travel insurance policy. Nobody wants to think about their holidays or business trips being disrupted by theft, illness or other circumstances beyond their control, but the sad fact is that it happens to thousands of Britons every year. Having the right insurance policy in place will ensure you can afford all the medical treatment you need while overseas and won't lose out financially if your possessions are stolen or lost in transit. There is no need to go to the trouble of arranging a new policy every time you travel, as Voyager Insurance offers great value for money choices that will cover you for multiple trips. What does annual multi-trip insurance cover? Annual travel insurance is available from around £50 for Europe-only policies and less than £85 for worldwide cover. But the low price does not involve a compromise on quality. Unlike some rival insurers, Voyager includes business travel as standard in its annual multi-trip policies, making them an ideal choice for anyone who travels frequently for work. You will also find that winter sports cover is included, so you will be able to enjoy 21 days of skiing or snowboarding without having to spend more on your insurance. There is a family option available for your family holidays, which includes cover for each person to travel independently. One of the most likely reasons you will need to make a claim on your travel insurance is theft or lost luggage. Voyager Insurance's policies include £2,000 of cover for personal possessions and even allow you to make emergency purchases if your cases are delayed for more than 12 hours after you arrive at your destination. You will also have £500 of cover for lost cash and the same amount for the costs involved in obtaining a replacement passport if the document is stolen. If you are forced to cancel, curtail or abandon your trip, you will be able to claim up to £5,000. Perhaps the most important feature of any travel insurance policy is cover for emergency medical expenses. Treatment in other countries can be expensive and the bill will soon mount up if you fall seriously ill or are involved in a bad accident. Should you need to be repatriated by an air ambulance to continue your recovery at home, the cost is likely to become unaffordable. Voyager Insurance's annual multi-trip policy holders are covered for £10 million of medical expenses and given access to a 24-hour helpline to provide assistance in finding the best treatment while you are abroad and, if necessary, a translation service. Why buy annual insurance from Voyager Insurance? Voyager's annual insurance policies are excellent value for money and provide superb levels of cover. The company is regulated and authorised by the Financial Services Authority, and has earned a reputation for high levels of service over the past 15 years, so you can be confident that you will be well looked after. To find out more about Voyager's travel insurance cover or choose the most appropriate policy for your needs, visit the website or call us on 01483 562 662. Finance articlesWhy overseas weddings are about more than beaches and sunshineYou may be surprised to learn some of the latest trends in the world of overseas weddings. For example, many couples are having ceremonies with only two or three guests, while some are tying the knot without any guests at all. A guide to the EHIC and why you need oneThe EHIC entitles you to state healthcare at a reduced cost or even free in some cases, so it is something you need to have when you go away. However, it is not in any way a substitute for travel insurance. Why wedding insurance is vital for winter weddingsIf you plan on tying the knot in winter, the weather could wreak havoc with your big day. It is therefore essential that you have a wedding insurance policy in place to protect you should something go wrong on the day. How much cover do you need for your wedding?When it comes to buying insurance, one thing you do not want is to be underinsured, otherwise the policy will ultimately not protect you. To help with your wedding insurance, you can use a wedding calculator to help determine what you have spent. What are the most common claims on wedding insurance policies?Wedding insurance has become an increasingly popular product in recent years, with couples coming to understand how important it is. Wedding insurance protects you in a number of ways, borne out by the variety of claims submitted by couples. What you need to know about alcohol-related travel insurance claimsConsuming too much alcohol on holiday and suffering an injury as a result can have severe consequences. Many travel insurance providers take a dim view to alcohol-fuelled misbehaviour and are unwilling to pay out for hospital bills incurred as a result. Pros and cons of getting married overseasHave you considered having your big day overseas? Does the idea of tying the knot on a beach appeal to you? There are many benefits of getting married abroad, however, there are some downsides you need to consider before you come to a decision. Is it wise to buy travel insurance from your tour operator?Buying your travel insurance at the same time as booking your holiday is better than not buying any cover at all, however, the chances are you will pay over the odds. That is why you need to shop around and compare different products before buying. Why you should not buy travel insurance based on cost aloneBuying travel cover based on cost alone may prove to be a false economy, as you may find you do not have adequate protection should you need medical help. If this proved to be the case, you may have to pay thousands of pounds for any help you receive. Why the EHIC is not a substitute for travel insuranceThe European Health Insurance Card is not a replacement for travel insurance. While it affords you some protection, there are many areas that it does not cover, which is why you should always take out travel insurance when going abroad. FAQs about travel insuranceWhy is travel insurance necessary? What cover does travel insurance provide? can I get specialist cover for adventure holidays? These are just some the questions you need to know the answer to when looking for travel insurance cover. How can the elderly prepare for travelling?Age does not have to be a barrier to travelling, however, older travellers have to take various points into consideration, including their health. It is also imperative to take out the correct travel insurance to ensure you have the right cover. What special planning do long stay holidays need?An extended holiday offers you the chance to really get to know one or several different countries and can be an amazing experience. To ensure all goes well, it is important to arrange suitable travel insurance so that you have a safety net in place. What travel insurance do you need for an activity holiday?If you are going on an activity holiday, standard travel insurance will not suffice. insurance companies have policies available to cover a range of activities from skiing to white-water rafting, so you can find a suitable policy for you. What you need to know when buying travel insurance for medical conditionsPre-existing medical conditions do not need to be a barrier to you obtaining travel insurance. There are special travel insurance products designed especially to cover those with underlying health problems, so you can still get protection. Things to remember when hiring a car for your family holidayDon't let a breakdown or car theft ruin your driving holiday. With European breakdown insurance and car hire excess cover, you can travel safe in the knowledge that if the car breaks down or is stolen, you and your family will be protected. Tips for choosing the right insurance for your wedding dayTaking out wedding insurance can give you peace of mind that should anything go wrong either during the run up to the big day or at the event itself, you will have a financial safety net in place to protect the money you have invested. What specialist insurance is available for gap year travellers?A gap year is a special time and therefore needs specialist gap year insurance. As you will be away for an extended period of time, you will need cover that will protect you for the whole time you are away and cover you for your various adventures. How to plan your sabbatical trip abroadAfter thinking long and hard about taking a career break, you're sure to be excited about your upcoming sabbatical. However, to ensure everything goes smoothly, it is worth planning your trip abroad carefully so that you can have an adventure you'll remember forever. Get insurance to have peace of mind when planning a weddingAs one of the most important days of your life, your wedding is likely to be something you invest significant amounts of time and money into planning to ensure everything is perfect. However, you should remember any number of disasters can befall you either in the build-up to the ceremony or on the day itself, so you may want to arrange wedding insurance. A guide to hiring cars abroadOne of the best ways to make the most of a holiday abroad is to hire a car and explore the area on four wheels. But, if you're not sure about what insurance policies you will require, such as European breakdown cover, read this guide for more information. The importance of protecting your big day with wedding insuranceMany girls dream about their weddings for years and, when the day finally comes, they are sure not to want anything to ruin it. While you can't guarantee everything will go to plan, wedding insurance will help to protect you financially in case they don't. Getting travel insurance if you have health problemsIf you're currently suffering from health problems, or have had such difficulties in the past, it may well be possible that you are concerned about your ability to get travel insurance. While some companies may be disinclined to offer you cover, finding sufficient insurance should still prove to be relatively easy. |
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