Long-stay travel insurance from Responsible Travel Insurance

Travel insurance is important for all holidaymakers, but if you are planning a gap year or round the world trip, it is vital that you have the right level of cover before you set off.

If you expect your journey to last months rather than weeks, you will require a specialist policy to provide you with all the cover you need.

Responsible Travel Insurance, which has been developed by Voyager Insurance, has a range of policies that last for up to 15 months and are designed for people who are jetting off for adventures in exotic parts of the world.

Whether you have a carefully planned itinerary for your break or are setting off with an open mind and a round the world air ticket, Responsible Travel Insurance has a long-stay travel insurance product to suit you.

Travel insurance for backpackers and gap year adventures

If you are planning on going backpacking, you are sure to be aware of how devastating it would be to have your bag stolen or to lose your passport or money.

Responsible Travel Insurance's backpacker travel insurance offers excellent levels of cover for those types of eventuality and you will be able to claim £2,000 for loss of your possessions, £500 to meet the costs of obtaining a replacement passport and even £500 for items lost if you are the victim of a mugging.

The policy, which is for trips lasting up to 15 months, also provides £5,000 of cover for the cancellation or curtailment of your holiday and £30,000 for personal accident.

Perhaps more importantly than that, it covers emergency medical expenses of up to £10 million.

You will not be entitled to free medical treatment in most countries that you visit during your expedition and if you are unlucky enough to be injured or fall ill, you will discover just how expensive medical care is in many parts of the world.

Should you need to be repatriated to continue your recovery back in the UK, your policy will cover both that and the bill for your overseas hospital stay.

Responsible Travel Insurance's gap year travel insurance includes all the same things as the backpacker cover, so you can immerse yourself in another way of life without having to worry about financial loss from theft or the price of medical care.

Both policies also cover you for non-manual and bar work, so you can earn enough money to live on while you are away.

Why choose Responsible Travel Insurance for long-stay policies?

Responsible Travel Insurance has been developed by Voyager Insurance, so you will benefit from the company's 15 years of experience in the market and reputation for excellent levels of cover and customer service.

You will also be buying a policy that gives something back, as some of the money will go to the Tourism Industry Carbon Offset Scheme, which is designed to help reduce the impact of the carbon emissions generated by the holiday trade.

Among the projects supported as part of this initiative is one that buys solar stoves for underprivileged communities in South Africa. Not only does this reduce carbon emissions from cooking on open fires, it also helps to deal with the problem of fuel poverty.

For more information about any of Responsible Travel Insurance's long-stay travel insurance policies or for advice on which is most suitable for your holiday plans, get in touch on 01483 562 662 or via the website.