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Key Retirement SolutionsKey Retirement Solutions is the UK's leading independent adviser specialising in equity release for homeowners aged 55-95. What is equity release? Put simply, equity release enables you to unlock the cash tied up in your property to spend on whatever you like, with typically no monthly repayments to make. There are two main types of equity release plans on the UK market – lifetime mortgages and home reversion plans – and both have different benefits and drawbacks. It is a big financial decision and possibly not the right option for everyone. That’s why we recommend that you seek expert equity release advice on the different plans before you make any final decisions. You can learn more about equity release by requesting Key’s FREE independent guide & DVD, and find out how much you could release by using their FREE equity release calculator. Why use Key for equity release? • As Key specialise in equity release, they have an unrivalled level of expertise in the market. • All their advisers undergo an Institute of Financial Services School of Finance accredited training programme to ensure they know about the benefits and disadvantages of the products available. Key offers all customers a free no-obligation initial consultation within the comfort of your own home. To find out more about what Key can do for you, call 0800 531 6027 (Mon-Thurs 9am-7pm and Fri 9am-5:30pm) or book an appointment with your local independent equity release adviser through Key’s website today! This is an equity release plan. To understand the features and risks ask for a personalised illustration. Key’s typical fee for advice is 1.65% of the amount released, payable only on completion of a plan. Finance articlesHow to pick the right retirement financing for your lifestyleIf you're looking to boost your finances in retirement, you'll find there are several options to choose from – and making the decision over which one to pick will partly depend on the lifestyle you hope to achieve after leaving work. Read on for our guide to the potential avenues open to you. What the new state pension system means for your retirementIf you're looking to supplement your state pension with additional income upon retirement, you may be affected by plans to change the pension system to make it simpler. Read on to find out more about this issue and what the implications may be for your income. Equity release: don't leave retirement funds down to luckA large number of Britons are leaving their retirement to chance when it comes to funding later life, whether that is for care costs or simply maintaining their lifestyle. Around 3.6 million people think that winning the lottery would cover the expense of retirement. How equity release can help cover the costs of social and healthcareA new report has detailed the climbing cost of social and healthcare for older Britons. As the care system currently stands, elderly people who own a home that is worth the average £213,000 lose around 65 per cent of their assets to pay for their care. How to find out more about equity release schemesWhen you reach retirement age, you'll no doubt be weighing up all your options for the future. If you're worried that the money you have saved will not be enough to cover your expenditure for the rest of you and your partner's lives, you might consider alternatives to pensions, including releasing equity in your property. |
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