Investment ISAs

An investment ISA is sometimes known as a stocks and shares ISA. It allows you to invest your money in a tax-free investment vehicle.

You can invest up to £10,680 per year or £5,340 if you also invest £5,340 in a cash ISA.

You can invest in an investment ISA that provides you with a regular future income or one that focuses on longer term capital growth or even one that focuses on a mix of the two. You can only open up one stocks and shares ISA each tax year.

To get the best return from an investment ISA you should treat the investment as one to hold over the medium to long term. The value of an investment ISA can go down as well as up. Investment ISA’s are free from capital gains tax as well as income tax.

	Investment Isas: What is the right balance for your portfolio? Myfinances.co.uk guides you through how to invest in an investment ISA. We’ll show you what they are, what you should look for and the right balance of assets to have in your stocks and shares ISA.
	ISA season 2013: The best investment ISA options Our expert guide looks at the trends and strategies you should follow when selecting your companies and funds to invest your 2012-13 ISA allowance in a stocks and shares ISA.
	ISA season 2013: The top 20 fixed rate cash ISAs Our latest feature gives a rundown of the top 20 fixed rate cash ISA deals available ahead of the ISA deadline. Invest up to £5,640 tax-free.
	An introduction to ISAs Myfinances.co.uk’s ISA guide explains the differences between a cash ISA and an investment ISA, how each type of ISA works and the limits and rules for each.
	Virgin Money launch new range of ISAs and savings bonds Virgin Money has launched a new range of fixed rate cash ISAs and an easy-access ISA as well as launching a new range of savings bonds that pay up to 2.75%.