Graduate loan

Graduate loans are an option to help you bridge your finances until you find a job or find one that pays sufficiently well until you begin to earn more.

However, some providers of graduate loans will only lend if you already have a job or have a firm offer of one. Additionally, some providers will only lend to you if you already have an account with them.

The cost of being a student is high and many students already finish university with a five-figure debt so money is often very tight after you complete your studies as well as when you are a student.

This is why graduate loans are becoming increasingly popular and necessary. Many banks will offer graduate loans at a relatively low rate and there are hundreds of providers who want to begin a financial relationship with someone who will hopefully earn well in the future.

	Derbyshire BS cuts personal loan rate to 5.1 per cent The Derbyshire Building Society has cut the rate on its personal loans between £7,500 and £10,000 to just 5.1 per cent taking it back to the top of the best-buy tables along with the Clydesdale.
	Clydesdale Bank cuts loan rates to leap to top of best-buys The Clydesdale and Yorkshire Bank has cut the rate on personal loans between £7,500 and £15,000 to 5.1 per cent beating the Tesco Bank deal to go to the top of the best-buys.
	Derbyshire BS cuts personal loan rate to 5.4 per cent The Derbyshire Building Society has cut the rate on its personal loan between £7,500 and £14,999 to 5.4 per cent matching the deal from Sainsbury’s Bank.
	Sainsbury's Bank cuts personal loan rate to 5.4 per cent Sainsbury’s Bank has cut the rate n personal loans for Nectar card holders to just 5.4 per cent for people who borrow over a one to three-year term.
	M&S Bank cuts personal loan rate to 5.8% M&S Bank has announced that it is cutting the rates on personal loans between £7,500 to £15,000 to just 5.8 per cent.