Get instant loans despite bad credit ratings

If you have a bad credit rating you might think that you will not be able to take out a loan so that you can have some financial support when you need it.

Many banks may quickly dismiss your application if you have a history of poor credit, making it difficult for you to access additional funds.

However, you might still be able to receive cash advances with TxtLoan, as we offer loans for bad credit customers.

Is your credit report letting you down?

As banks are tightening their lending criteria, it is becoming more and more difficult for people to get their hands on loans. This is even more challenging for those who have poor credit reports.

Your rating is determined by whether you have missed payments on previous loans, bills or your mortgage, or if you have taken more than 30 days to reimburse the debt.

This is held against you because banks are likely to consider you a risk to lend to, as you might default on your loan payments as well.

But don't let this stand in your way, as we recognise how difficult it is for households to manage their finances these days. Indeed, one in four people currently have bad credit, according to statistics, and a typical household owes £55,970 in debt, including mortgages.

Therefore, we know how hard it is to stay in the black and the challenge of having a good credit report.

This is why we offer instant decision loans to people who may have a less-than-favourable credit rating. Not only does this increase your chance of receiving cash advances when you require them, but we also aim to let you know whether we have approved your application as soon as possible, so you are not left waiting for the final decision.

All you need to do is apply on our website and we will check to see whether you're over 18, in employment and have a current account in the UK. If we think you'll be able to pay back the funds in addition to £17 per £100 within 15 days, we will lend you the cash.

And once we have accepted your application, you can receive the money within a few minutes. Our innovative text service means that you don't even need to call us to get some money as you can simply send us an SMS with the request.

Text 60999 and within as little as five minutes you could have your finances replenished.

Why TxtLoan could be the perfect choice for you

Whether you have good or bad credit scores, TxtLoan offers you the opportunity to receive cash advances as and when you need them.

We operate 24 hours a day, 365 days a year and can approve your request for money within minutes so that you don't have to wait around for the cash you so desperately need.

The Office of Fair Trading has given us our licence to lend people money, which demonstrates the credibility of the services we provide.

And if you are unsure of what is the most suitable option for you, our specialists can help give you suggestions on the best way to improve your financial situation.

Call us on 0871 705 0000 for more advice or register with us online and join the 200,000 who have already benefited from our instant text service.

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