Debt Consolidation Loan

Overspending at Christmas can cause debt and financial problems

Warning on borrowing through credit to fund Christmas

The latest credit conditions survey reveals that lenders expect a surge in demand for credit in the run up to Christmas, but consumers should use other options.

Will a debt consolidation loan be cheaper?

A reader from Norfolk is looking at a debt consolidation loan and wants to know if will be the cheapest option.

Personal loan to clear graduate debt and credit card?

A reader from Winchester wants to clear his credit card debt and his graduate loan with a cheaper personal loan.

Loan to pay credit card debt?

A reader from Liverpool is unsure about whether she should pay off her credit card with a personal loan.

Demand for fuel bill debt and mortgage arrears help rises

Demand for help with mortgage arrears and energy bills is growing, Citizens Advice reports.

Debt consolidation loans: 6.5m turn to loans to find way out of debt

Debts forcing 6.5m to consolidation loans

As many as 6.5 million people have turned to consolidation loans to deal with debts over the last three years.

Credit cards: consolidating the debt might prove difficult for some

Debt consolidation warning

A warning has gone out to people who are considering consolidating their debt in the new year in a bid to ease Christmas over-spending woes.

Advice sought as debt spirals

As many as 1.7 million individuals in England and Wales have sought advice in alleviating their debts in the previous 12 months.

1.4m Brits spend a year or more paying off the debt they build up on holiday

Summer holidays taking over a year to pay for

While people might want their summer holiday to go on all year, some 1.4 million Britons are instead spending that long paying for it.

Vehicles top reason for cheap personal loans

Buying cars, bikes and caravans are the top reasons for people taking out cheap personal loans.

Expensive loans see thousands miss payments

Hundreds of thousands of Britons are missing personal loan payments

Bad credit loans – the dos and don'ts

People are taking out debt consolidation and bad credit loans are finding themselves worse off.

In the first 3 months of 2007 some 30,075 Britons have become insolvent

More than 10,000 a month go bankrupt

In the first three months of the year some 30,075 Britons have become insolvent.

Bris in their early 30s have larger debts than anyone else

Personal loans biggest to Brits in their 30s

Britons in their early 30s have larger debts than anyone else and are most the likely to have large personal loans and debts.

Six million Brits consolidate loans

More than 6m Brits have taken out debt consolidation loans in the last three years, new figures reveal.

Many people have consolidation loans continue to build up debt with credit cards

Most debt consolidation leads to more debt

Most people consolidating their debts into a single loan end up taking on more debt, a new study reveals.

Wednesday January 17th – Britain's poorest day

Today, Wednesday January 17th, is the poorest day of the year for Britons.

How to get over the Christmas financial hangover

Are debt consolidation loans the best way to beat Xmas debts?

Top mortgage tips to help borrowers save money next year

Top 5 mortgage tips for 2007

A new year also brings with it a new set of considerations for mortgages, from the expiry of fixed rates to choices about when to make an overpayment.

Store card users could save hundreds of pounds every year with a debt consolidation loan

Christmas store card warning for cash-strapped Brits

One in four Brits have used a store card to help finance their Christmas purchases but this could cost them an extra £1,500, Alliance & Leicester is warning.